Ditch the Pitch
Department staff is available to assist with any questions at (800) 922-1594 (toll free in SC) or 803-734-4200 8:30 a.m. until 5 p.m. Monday through Friday, exclusing State holidays. You can also email general questions to email@example.com.
The South Carolina Department of Consumer Affairs (DCA) is the administrator and enforcer of the law governing consumer credit transactions and also has responsibility for approximately fifteen industries. Review the descriptions below for basic information about the industries required to be licensed or registered. Click on the industry name to learn more.
Need to file with DCA? Click to access the new online licensing system.
*Please note the Department's new physical address is 293 Greystone Blvd., Ste. 400 | Columbia, SC | 29210*
**Mailings may still be sent to PO Box 5757 | Columbia, SC | 29250-5757**
|Athlete Agents||Contracts with a student-athlete or recruits or solicits a student-athlete to enter into an agency contract.|
|Continuing Care Retirement Communities||Provides lodging along with nursing, medical, or other health-related services to people 65 years of age or older. Includes independent living, assisted living, and skilled nursing care.|
|Credit Counselors||Offers to improve credit rating, reduce debt, or eliminate debt. Includes credit repair, debt consolidation, debt management, debt negotiation, debt settlement, foreclosure assistance, and loan modification.|
|Discount Medical Plan Organizations||Offers discount programs for health care services with participating providers (doctors, pharmacies, etc.). Does not include insurance.|
|Mortgage Brokers||Brings a borrower and mortgage lender together. Includes loan correspondents and third-party loan processors and underwriters.|
|Motor Clubs||Offers memberships for motor club services or reimbursement for motor club services including towing, emergency roadside, emergency travel expense, travel, guaranteed hotel/motel rates, new car pricing, etc.|
|Pawnbrokers||Lends money for goods or personal property that may be redeemed or repurchased at a later date.|
|Physical Fitness Service Providers||Includes personal trainers, gyms, health or exercise centers, clubs, studios, or classes; health spas; weight control centers, tanning centers; and athletic or sport clubs.|
|Preneed Funeral Contract Providers||Sells contracts for purpose of: (1) performing funeral services for, or (2) providing merchandise or services in connection with the final disposition of, a person who is alive at the time of the contract.|
|Prepaid Legal||Offers contracts for legal services or reimbursement for legal services for a predetermined, specific, periodic (ie: monthly) fee.|
|Professional Employer Organizations||Shares employment responsibilities with a client company that outsources certain tasks to the PEO (ie: payroll, benefits, recruiting, training and insurance services).|
Credit Grantor Notification
Maximum Rate Schedules
Motor Vehicle Dealers Closing Fees