Ditch the Pitch
Checkout DCA's guide for guarding against scams
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State Laws
- Check Cashing Services (Section 34-41-10 et seq.)*
- Consumer Finance Law (Section 34-29-10 et seq.)*
- Deferred Presentment (Payday Lending) (Section 34-39-110 et seq.)*
- Residential Landlord/Tenant Act (Section 27-40-10 et seq.)
* These statutes are under the purview of the South Carolina Board of Financial Institutions
Federal Laws
- Credit Repair Organizations Act (15 U.S.C. §§ 1679-1679j)
- Equal Credit Opportunity Act (15 U.S. Code §§ 1691 et seq.)
- Fair Credit Reporting Act (15 U.S. Code §§ 1681 et seq.)
- Fair Debt Collection Practices Act (15 U.S. Code §§ 1692 et seq.)
- Home Ownership and Equity Protection Act (15 U.S.C. § 1639)
- Magnuson Moss Warranty-Federal Trade Commission Improvements Act (15 U.S.C. §§ 2301-2312)
- Truth in Lending Act (15 U.S. Code §§ 1601 et seq.)
- Truth in Leasing Act 15 U.S. Code §§ 1667 et seq.)
- Used Car Rule (16 C.F.R. Part 455)