Ditch the Pitch
The Department is currently working at a limited capacity onsite. You can file a complaint and submit applications for licensing online. Filings you do not wish to make, or that are not available, online should be submitted via mail for processing.
Department staff is available to assist with any questions at 800-922-1594 (toll free in SC) or 803-734-4200 8:30am until 5pm Monday through Friday, excluding State holidays. You can also email general questions to firstname.lastname@example.org.
Credit Counseling (PDF) - What to do when you think credit counseling is right for you.
Credit Repair (PDF) - Having a plan in place to repair your credit can eliminate unnecessary worry. Here are a few steps to get you started.
Credit Reports - What They Are and Why They Matter (PDF) - Learn the basics of credit reports including how they are used, improving your credit score and the common credit myths.
Debt Collection (PDF) - With consumer debt at all-time highs, more people are being contacted by "debt collectors". Know your rights.
Debt Collection Scam (YouTube Video) - SCDCA warns consumers to be on guard of a telephone scam that plays on consumer fears by threatening incarceration for a past debt.
Harassed by Debt Collectors? (YouTube Video) - There are limits to what debt collectors can and can't do when trying to recover an owed debt. Check out this advice on what to do if a debt collector is harassing you.
Wage Garnishment (YouTube Video) - Understand wage garnishment and learn when your money can and can't be taken.