Ditch the Pitch
**Technical difficulties with the SCDCA complaint system have been resolved. If you experience any problems with the complaint system you may email our office at email@example.com and we will return your message on Monday**
Credit Counseling (PDF) - What to do when you think credit counseling is right for you.
Credit Repair (PDF) - Having a plan in place to repair your credit can eliminate unnecessary worry. Here are a few steps to get you started.
Credit Reports - What They Are and Why They Matter (PDF) - Learn the basics of credit reports including how they are used, improving your credit score and the common credit myths.
Debt Collection (PDF) - With consumer debt at all-time highs, more people are being contacted by "debt collectors". Know your rights.
Debt Collection Scam (YouTube Video) - SCDCA warns consumers to be on guard of a telephone scam that plays on consumer fears by threatening incarceration for a past debt.
Wage Garnishment (YouTube Video) - Understand wage garnishment and learn when your money can and can't be taken.