The S.C. Consumer Protection Code requires that the persons who make consumer credit sales, leases or loans or persons who engage in rent-to-own, and persons who take assignments of rights against debtors arising from such transactions are required to file a notification form and pay a notification fee to the S.C. Department of Consumer Affairs for each location at which such transactions are made. The notification fee is $120.00 per location.

*Please note the Department's physical address is 293 Greystone Blvd., Ste. 400 | Columbia, SC | 29210*
**Mailings may be sent to PO Box 5757 | Columbia, SC | 29250-5757**

Law

Credit Grantor Notification

• S.C. Code Ann. § 37-6-201-203

Credit Grantor Notification for Rent-to-Own Businesses

• S.C. Code Ann. § 37-6-204 

Filing Forms

• Registered Creditors Filing Instructions (PDF)
• Registered Creditors Filing Flowchart (PDF)
• Terminology and Filing Assistance (PDF)

Credit Grantor Notification Forms

• Initial Credit Grantor Notification Form (PDF)
• Renewal Credit Grantor Notification Form (PDF)

Credit Grantor Rent-to-Own Forms

• Initial Rent-to-Own Form (PDF)
• Renewal Rent-to-Own Form (PDF)    

Additional Information

• Consumer Credit: A Guide for Business - July 2012 (PDF) 
• Consumer Rights Regarding Loans (PDF)
• FAQs about the Consumer Rights Brochure (PDF)

Business Address/Name Change Form

• Business Address/Name Change Form (PDF)