The Administrative Interpretations section of the South Carolina Department of Consumer Affairs Website includes clarifications and explanations of the South Carolina Consumer Protection Code ("the Code"). The interpretations allow for a more detailed look at how the Code applies in specific circumstances, and clarifies terms and concepts used in the Code. To find information regarding a specific chapter of the Code, select the chapter from the list below and you will be directed to a page containing those specific Administrative Interpretations. The naming convention for the Administrative Interpretations can be best understood as chapter, subsection, year issued and interpretation number for that year. A good example is: An interpretation named 3.201-8402 would be in relation to § 37-3-201 and was the second Administrative Interpretation issued in 1984.

You will also find a short summary of what topic the Administrative Interpretation relates to. For situations in which an interpretation was issued and then was further asked to be reconsidered, you will find both the initial Administrative Interpretation as well as the reconsidered Administrative Interpretation listed for completeness.

Title 1 -  Administration of the Government

CHAPTER 11 - DEPARTMENT OF ADMINISTRATION

Title 34 - Banking, Financial Institutions and Money

CHAPTER 39 - DEFERRED PRESENTMENT SERVICES

Title 37 - SC Consumer Protection Code

CHAPTER 1 - GENERAL PROVISIONS AND DEFINITIONS

CHAPTER 2 - CREDIT SALES

CHAPTER 3 - LOANS

CHAPTER 4 - INSURANCE

CHAPTER 5 - REMEDIES AND PENALTIES

CHAPTER 6 - ADMINISTRATION

CHAPTER 7 - CONSUMER CREDIT COUNSELING

CHAPTER 9 - EFFECTIVE DATE AND REPEALER

CHAPTER 10 - MISCELLANEOUS LOAN PROVISIONS

CHAPTER 23 - HIGH-COST AND CONSUMER HOME LOANS

CHAPTER 30 - GUARANTEED ASSET PROTECTION

Disclaimer:

The Administrative Interpretations are provided by the South Carolina Department of Consumer Affairs (SCDCA) for informational purposes only. While every attempt has been made to ensure the accuracy of the information on the website, SCDCA makes no warranties or representations regarding its accuracy or completeness, and each user of this website understands that SCDCA disclaims any liability for any damages in connection with its use. Due to changes in law and interpretation, it is recommended that you confirm with the SCDCA that the documents intended for use are still accurate and have not been superseded prior to any formal use.