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The Official Web Site of the State of South Carolina

You can file a complaint and submit applications for licensing online. Filings you do not wish to make, or that are not available, online can be submitted via mail for processing.

Department staff is available to assist with any questions at (800) 922-1594 (toll free in SC) or 803-734-4200 8:30 a.m. until 5 p.m. Monday through Friday, excluding State holidays. You can also email general questions to

Chapter Four

  • 4.107-7612 (PDF), issued 11/22/1976
    Credit A&H rate schedule which has not been filed and approved as required produces "excess charge" when used by supervised lender. 
  • 4.108-7401 (PDF), issued 12/16/1974
    § 4.108 pertaining to refund of unearned insurance premium is not applicable to loans.
  • 4.108-7401 (PDF),(as amended 11/03/1978), issued 12/16/1974
    Provisions pertaining to refund of unearned insurance premium are applicable to consumer loans except restricted loans.


The Administrative Interpretations are provided by the South Carolina Department of Consumer Affairs (SCDCA) for informational purposes only. While every attempt has been made to ensure the accuracy of the information on the website, SCDCA makes no warranties or representations regarding its accuracy or completeness, and each user of this website understands that SCDCA disclaims any liability for any damages in connection with its use. Due to changes in law and interpretation, it is recommended that you confirm with the SCDCA that the documents intended for use are still accurate and have not been superseded prior to any formal use.