Ditch the Pitch
COLUMBIA, S.C. — As Cyber Monday rapidly approaches, the South Carolina Department of Consumer Affairs (SCDCA) is encouraging consumers to choose their payment method wisely when shopping online. Fraudsters are busy this holiday season looking for ways to steal your hard-earned money. Debit and credit cards are not created equal when it comes to the impact a thief can have on your pocketbook. Here are three reasons not to use your debit card when shopping online:
If you decide to use your credit card, make sure to pay off your purchases before any interest accrues. No matter how you pay for presents this holiday season, monitor banking statements closely. See charges you didn’t make? Contact your financial institution immediately and follow-up in writing.
For more information on how to protect your personal information and pocketbook any time of year, visit www.consumer.sc.gov and click “Consumer Resources.”
The South Carolina Department of Consumer Affairs aims to protect consumers from inequities in the marketplace through advocacy, complaint mediation, enforcement and education. To file a complaint or get information on consumer issues, visit www.consumer.sc.gov or call toll-free, 1- 800-922-1594.